Rental Yield Calculator

Gross and estimated net yield, instantly. Free, no sign-up.

Gross rental yield
Est. net rental yield

Net yield assumes typical running costs (letting fees, maintenance, insurance, void periods) of around 25% of gross rent, excluding mortgage interest. It's an estimate, not a measured figure. Not financial advice.

What is rental yield?

Gross rental yield is a property's annual rent as a percentage of what it costs to buy. A £150,000 flat renting for £850 a month brings in £10,200 a year, which works out to a 6.8% yield. It's the single number that lets you compare a cheap flat in one city against an expensive one in another on equal terms as an investment, not just as a place to live.

Gross yield ignores costs though, which is why net yield matters too: it strips out the typical running costs of actually being a landlord, giving a more realistic picture of what a property returns after letting fees, maintenance, insurance, and the periods between tenants when it isn't earning anything at all.

Check real yield data by postcode

Rather than estimate, you can see actual current gross and net yield for any UK postcode district on the interactive yield map, or browse the highest-yielding postcodes in the UK right now.

Common questions

What is a good rental yield in the UK?

The UK median gross rental yield is currently around 4%, but the real range is much wider than that single figure suggests, some postcodes sit above 12%, others under 3%, often within the same city. A "good" yield depends heavily on the specific area, not a fixed national number.

What's the difference between gross and net rental yield?

Gross yield is annual rent as a percentage of the purchase price, before any costs. Net yield strips out typical running costs (letting fees, maintenance, insurance, void periods), giving a more realistic picture of what a property actually returns, though it still excludes mortgage interest.

How do I calculate rental yield?

Divide the annual rent (monthly rent multiplied by 12) by the purchase price, then multiply by 100. A property renting for £1,000 a month bought for £150,000 has an annual rent of £12,000, an 8% gross yield.

Does rental yield include mortgage costs?

No, gross and net yield both describe a property's return independent of how it's financed. To see what's actually left after a mortgage, deposit, and letting fees, use a buy-to-let cashflow calculator instead.

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